Real estate appraisal services for homeowners in the city of Bethel Park and Allegheny County

The top seven reasons why PA homeowners hire Kulzer Love Appraisal Services, LLC:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To cut their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in PA

Do you own a house in or near Bethel Park? Do you need help deciding the price of your real estate?
Contact Kulzer Love Appraisal Services, LLC.

At Kulzer Love Appraisal Services, LLC, we understand the particular needs of a consumer after appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Kulzer Love Appraisal Services, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to remove PMI?

A fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. Kulzer Love Appraisal Services, LLC is experienced in helping consumers just like you dismiss unwanted and unneeded PMI insurance.

Challenge Allegheny county's assessment of your property

If you live in a region that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Kulzer Love Appraisal Services, LLC is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Kulzer Love Appraisal Services, LLC can provide you with an expert appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Kulzer Love Appraisal Services, LLC can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Kulzer Love Appraisal Services, LLC can help you with that. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.